HDFC Careers 2023

HDFC Bank is seeking a dynamic and customer-focused Credit Counselor to join our dedicated team. As a Credit Counselor, you will play a vital role in assisting customers with their credit-related queries, providing guidance on loan applications, and ensuring compliance with bank policies and regulations. This position requires excellent interpersonal skills, a strong understanding of credit assessment, and the ability to work effectively in a fast-paced environment.

HDFC Careers

Responsibilities:

1. Interact with customers to understand their credit needs, provide guidance on loan products, and assist in completing loan applications.
2. Conduct comprehensive credit assessments, evaluating the financial background, credit history, and repayment capacity of customers.
3. Advise customers on credit-related matters, including loan eligibility criteria, interest rates, repayment options, and documentation requirements.

HDFC Jobs Near Me

Skills:

• Bachelor's degree in Finance, Business Administration, or a related field.
• Strong knowledge of credit assessment principles, loan products, and lending procedures.
• Excellent interpersonal and communication skills, with the ability to effectively interact with customers and explain complex financial concepts.
• Detail-oriented with good analytical and problem-solving abilities.
• Proficiency in using banking software systems and MS Office applications.
• Familiarity with regulatory requirements and compliance related to lending activities.
• Ability to work well under pressure, manage multiple tasks simultaneously, and meet deadlines.