Axis Bank Jobs

Job Description: Credit Authorizer at Axis Bank

Location: Fatehdarwaza, Hyderabad

Job Summary: Axis Bank is seeking a diligent and detail-oriented Credit Authorizer to join our team in Fatehdarwaza, Hyderabad. As a Credit Authorizer, you will play a vital role in assessing and authorizing credit applications, ensuring compliance with bank policies and procedures. We are looking for an individual with strong analytical skills and a thorough understanding of credit evaluation. This is an excellent opportunity for someone looking to contribute to the credit operations of a leading bank.

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Responsibilities:

1. Credit Assessment: Evaluate credit applications and assess the creditworthiness of individuals or businesses by analyzing financial data, credit reports, and other relevant information. Determine the risk level associated with each application.
2. Policy Compliance: Ensure compliance with the bank's credit policies, guidelines, and regulatory requirements while reviewing credit applications. Adhere to the bank's standard operating procedures and maintain the highest level of integrity.
3. Decision Making: Make informed and timely decisions regarding credit applications, considering factors such as credit history, income stability, collateral, and repayment capacity. Approve or reject credit applications based on established guidelines.

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Skills and Qualifications:

• Financial Analysis: Strong analytical skills to evaluate financial statements, credit reports, and other financial data to assess creditworthiness accurately.
• Risk Assessment: Ability to assess credit risks and make sound decisions based on risk mitigation strategies and bank policies.
• Attention to Detail: Excellent attention to detail to ensure accurate and precise credit assessment and authorization.